Toronto —Let’s talk

—/Tool

Canadian salary tax calculator for 2025 and 2026.

Take-home pay after federal and provincial tax, CPP or QPP, and EI.

All 13 provinces and territories. Nothing leaves your browser.

01/Your income

Pay period
per year

This calculator uses 2025/2026 tax rates and provides estimates only. Actual taxes may vary based on deductions, credits, and other factors.

02/Take-home pay

Ontario

$70,634.31

a year, from $100,000.00 gross

Take-home
70.63%
Deductions
29.37%

Hourly

$33.96

take-home an hour, over 2,080 working hours a year

Weekly

$1,358.35

take-home a week, over 52 weeks

Bi-weekly

$2,716.70

take-home every two weeks, over 26 pay days

Monthly

$5,886.19

take-home a month, over 12 months

03/Deductions

CAD · 2025/2026 rates

DeductionAmountOf gross
Federal tax$17,427.3217.43%
Provincial tax$7,040.717.04%
CPP (Canada Pension Plan)$3,867.503.87%
EI (Employment Insurance)$1,030.161.03%
Total deductions$29,365.6929.37%

04/About

Tax years
2025 and 2026
Coverage
All 13 provinces and territories
Contributions
CPP or QPP, EI, and QPIP in Quebec
Privacy
Calculated in your browser, nothing stored

About This Canadian Salary Tax Calculator

This free Canadian salary tax calculator helps you estimate your take-home pay after federal tax, provincial tax, CPP (Canada Pension Plan), QPP (Quebec Pension Plan), and EI (Employment Insurance) deductions for the 2025 and 2026 tax years. Whether you're negotiating a salary offer, planning your budget, or comparing job opportunities across different provinces, this tool provides accurate calculations based on official CRA (Canada Revenue Agency) tax rates.

How to Use the Salary Calculator

  1. Select your pay period: Choose from hourly rate, weekly salary, bi-weekly salary, monthly salary, or annual salary.
  2. Enter your income: Input your gross income for the selected pay period.
  3. Choose your province or territory: Select from all 13 Canadian provinces and territories including Ontario, British Columbia, Alberta, Quebec, Saskatchewan, Manitoba, and more.
  4. View your results: See your net income breakdown by hour, week, bi-week, month, and year, plus detailed deductions.

What's Included in the Calculation

  • Federal Income Tax: Progressive tax rates ranging from 15% to 33% based on your income bracket.
  • Provincial/Territorial Income Tax: Tax rates specific to your province or territory, varying from 4% to 25.75%.
  • CPP Contributions: Canada Pension Plan contributions at 5.95% (2025 rate) on pensionable earnings between $3,500 and $68,500.
  • QPP Contributions: Quebec Pension Plan contributions at 6.4% for Quebec residents.
  • EI Premiums: Employment Insurance premiums at 1.63% (2025 rate) on insurable earnings up to $63,200. Quebec residents pay a reduced rate of 1.27%.
  • QPIP: Quebec Parental Insurance Plan at 0.494% for Quebec residents only.

Provincial Tax Rates Supported

This calculator includes accurate tax rates for all Canadian provinces and territories: Ontario (ON), British Columbia (BC), Alberta (AB), Quebec (QC), Saskatchewan (SK), Manitoba (MB), Nova Scotia (NS), New Brunswick (NB), Newfoundland and Labrador (NL), Prince Edward Island (PE), Northwest Territories (NT), Yukon (YT), and Nunavut (NU).

Why Use This Calculator?

  • 100% Free: No registration, no hidden fees, no ads.
  • Accurate: Uses official 2025/2026 CRA tax rates and contribution amounts.
  • Comprehensive: Includes all provinces, territories, and special Quebec rates.
  • Flexible: Calculate from hourly, weekly, bi-weekly, monthly, or annual amounts.
  • Fast: Real-time calculations as you type.
  • Private: All calculations are done in your browser - no data is stored or shared.

Note

This calculator provides estimates based on standard deductions. Your actual take-home pay may differ due to additional deductions (pension contributions, union dues, health insurance), tax credits (basic personal amount, spousal amount, dependent credits), RRSP contributions, or other factors. For precise tax planning, consult with a qualified tax professional or accountant.